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Builder Comparison

McCarthy Homes vs Ownit Homes

McCarthy Homes and Ownit Homes are both popular choices for new home builders. But how do their inclusions actually compare? This page breaks down every standard inclusion, common upgrade, and key difference so you can make a fully informed decision.

✓ Independent & unbiased•✓ No builder affiliation•✓ Free to use
McCarthy Homes logo

McCarthy Homes

Brisbane Logan Ipswich Gold Coast
View McCarthy Homes Profile →
Ownit Homes logo

Ownit Homes

Brisbane Logan Ipswich Gold Coast
View Ownit Homes Profile →

How to Compare McCarthy Homes vs Ownit Homes Fairly

Comparing two builders purely on advertised price is one of the most common mistakes buyers make. A builder with a lower base price may actually cost more once you add the upgrades required to match another builder's standard inclusions — things like ducted air conditioning, hybrid timber flooring, stone benchtops, or a tiled alfresco. The comparison table shows published inclusion differences; it does not calculate final build prices. Confirm actual costs and specifications with both builders.

What inclusions matter most? Focus on items that significantly affect liveability and upgrade cost: ceiling height, flooring specification, air conditioning type, kitchen appliance grade, stone benchtop thickness, and outdoor inclusions (driveway, fencing, alfresco). These are the features most likely to be listed as upgrades by one builder but included as standard by another.

Check site-cost allowances. Site costs may be included, excluded or handled through allowances, depending on the package and contract. They depend on earthworks, engineering and connections. Any general cost figures are indicative estimates only. Always request current, written site-specific cost estimates from both builders before signing.

Questions to ask both builders: Is the price fixed or does it include provisional sums? What soil class is the slab designed to? Is ducted air conditioning included or an upgrade? Are the driveway, fencing, and landscaping in the contract? What is the NatHERS energy rating? What does the structural warranty cover and for how long? Getting answers in writing — not just verbally at a display home — is the only way to compare fairly.

Key Differences

These inclusions differ between McCarthy Homes and Ownit Homes — the areas most worth scrutinising before signing.

InclusionMcCarthy HomesOwnit Homes
Split SystemIncludedUpgrade
DishwasherIncludedUpgrade
Undermount SinkIncludedUpgrade
Tap to fridgeIncludedUpgrade
Soft Close CabinetryUpgradeIncluded
Freestanding BathtubUpgradeIncluded
1200mm Entry DoorUpgradeIncluded
FlooringIncludedUpgrade

Full Inclusions Comparison

Every tracked inclusion for McCarthy Homes and Ownit Homes, grouped by category.

PricingMcCarthy HomesOwnit Homes
Site CostsTailored / Fully integratedProvisional
Contract TypeFixedIncluded
Retaining WallsUpgradeUpgrade
Structure & SpecsMcCarthy HomesOwnit Homes
Frame MaterialTimber house frame90mm timber frame
2550mm+ Ceiling Height2590mm Ceilings2590mm Ceilings
Roof MaterialCOLORBOND®COLORBOND®
Concrete Slab Grade'M' Class'S' Class
Comfort & ClimateMcCarthy HomesOwnit Homes
Ducted Air ConditioningDIFFIncludedUpgrade
Split SystemDIFFN/AUpgrade
Ceiling FansBedrooms, Dining + Living RoomsHabitable Rooms ONLY
Kitchen & AppliancesMcCarthy HomesOwnit Homes
Stone Benchtop - KitchenIncludedIncluded
Stone Island BenchtopIncludedIncluded
900mm Kitchen AppliancesIncludedIncluded
DishwasherDIFFIncludedUpgrade
Undermount SinkDIFFIncludedUpgrade
Tap to fridgeDIFFIncludedUpgrade
Soft Close CabinetryDIFFUpgradeIncluded
Bathroom FinishesMcCarthy HomesOwnit Homes
Shower Niche/sUpgradeUpgrade
Freestanding BathtubDIFFUpgradeIncluded
LaundryMcCarthy HomesOwnit Homes
Laundry CabinetIncludedIncluded
Stone benchtop - LaundryDIFFUpgradeIncluded
Outdoor & ExternalMcCarthy HomesOwnit Homes
DrivewayUpgradeUpgrade
Tiled AlfrescoUpgradeUpgrade
LandscapingUpgradeUpgrade
1200mm Entry DoorDIFFUpgradeIncluded
Energy EfficiencyMcCarthy HomesOwnit Homes
Energy Star Rating7 Star7 Star
InsulationIncludedIncluded
SolarUpgradeUpgrade
EV ChargerUpgradeUpgrade
FlooringMcCarthy HomesOwnit Homes
FlooringDIFFTiles + CarpetUpgrade
WarrantyMcCarthy HomesOwnit Homes
Structural Warranty6 years and 6 month structural guarantee20 year structural guarantee
Maintenance Warranty12 months12 months

Which Builder May Suit You?

A quick guide to help narrow down your decision between McCarthy Homes and Ownit Homes.

McCarthy Homes may suit you if...

  • You're building in Brisbane, Logan, Ipswich or nearby areas.
  • You've compared McCarthy Homes's standard inclusions above and they match more of what you want than Ownit Homes.

Ownit Homes may suit you if...

  • You're building in Brisbane, Logan, Ipswich or nearby areas.
  • You've compared Ownit Homes's standard inclusions above and they match more of what you want than McCarthy Homes.

Overall Comparison Summary

McCarthy Homes and Ownit Homes differ on 10 tracked inclusions — from ceiling height to flooring, air conditioning and outdoor finishes. Neither builder is objectively "better"; the right choice depends on which standard inclusions matter most to you and which upgrades you're happy to pay for. Use the tables above to weigh up the real cost difference, not just the advertised starting price.

Compare McCarthy Homes & Ownit Homes in Your Area

Choose your build location to confirm both builders service it, then compare their inclusions side-by-side.

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Frequently Asked Questions