What is Compare My Build?

An interactive comparison platform for home buyers to evaluate builders, plans, and inclusions in their region side-by-side.

What grants are available to first home buyers in Australia?

First home buyer grants, transfer-duty concessions and shared-equity programs vary by state and territory and change over time. There is no single Australia-wide FHOG amount. Check the current rules with your state or territory revenue office before relying on a grant in your build budget.

How much deposit do I need to build a home?

Deposit requirements depend on the lender, loan and your circumstances. The Australian Government 5% Deposit Scheme can allow eligible first home buyers to purchase or build with a minimum 5% deposit without paying Lenders Mortgage Insurance. From 1 October 2025 the expanded scheme has no income caps or place limits, but property price caps and lender eligibility still apply.

What's the difference between a construction loan and a standard home loan?

A construction loan is drawn down in stages as the build progresses, so you only pay interest on the amount drawn. A standard home loan is drawn down in full at settlement. Construction loans typically have interest-only payments during the build, then revert to principal-and-interest after handover.

Should I choose a volume builder or a custom builder for my first home?

Volume builders offer fixed-price contracts, standard designs, and predictable timelines — ideal for first home buyers who want certainty. Custom builders offer more design flexibility but at higher cost and with less price certainty. Most first home buyers start with a volume builder for the simplicity and fixed price.

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First Home Buyers

First Home Buyer Guides

Everything first home buyers need to know — grants, contracts, inclusions, site costs and builder selection — in one independent learning centre.

7 guides 4 categories Independent & builder-neutral

Buying land and building your first home comes with grants, contracts, and inclusion lists that can be hard to compare. These independent guides walk first home buyers through what standard builders include, how to read a quote, and what to check before signing. From understanding the First Home Owner Grant to comparing builder inclusions and navigating your building contract, this learning centre covers every stage of the first-home build journey in plain English — no jargon, no sales pressure.